Original article here.
The question that should be on our minds is: how are my household’s buffers holding up?
Lists of predictions for the new year are reliably popular. Here’s 10 predictions, there’s 17 predictions, over here we have 23 and a half… let’s strip it all down to one prediction: everyone’s predictions will be wrong because 2023 isn’t going to follow anyone’s script.
There are several reasons for this. One is that the vast majority of predictions are based on historical comparisons to previous eras.